Legal Notice

1. Identification data

This website is owned by Asesores y Gestores Financieros, S.A. (hereinafter, "A&G"), parent company of A&G Banco, S.A.U., with registered office at Paseo de la Castellana 92, 28046 Madrid, CIF A-78540119 and registered in the Companies Registry of Madrid, Sheet M-98817, Volume 6045, page 162.

Contact e-mail: protecciondatos@ayg.es

Use of this website implies acceptance by the User of each and every one of the clauses contained in this Legal Notice, as well as each of the warnings or specific clauses established for the contracting of certain services, products or use of areas of the website.

In the event of not accepting the clauses established in this Legal Notice, the user must refrain from accessing and/or using the services and/or content made available on the website.

2. Contents

The information contained in this website is intended to provide internet users or customers with information about the products and/or services offered by A&G and the entities of its corporate group (the "A&G Group").

When required by applicable law and regulations, consultation of the prospectus and the KIID (Key Investor Information Document) is recommended before making any investment, subscription or purchase decision in respect of shares or units of financial products referred to.  These documents should be consulted by the prospective investor before making any investment, subscription or disinvestment decision and will help the investor to understand the nature and risks involved in investing in each of the products.

Investment in the financial products referred to herein may be subject to investment risks: market risk, credit risk, issuer and counterparty risk, liquidity risk, currency risk, emerging market risks and, where applicable, emerging market-specific risks. In addition, investments in hedge funds, real estate, commodities, crypto-assets or private equity assets or funds, they may be subject to the valuation and operational risks inherent in these assets and markets as well as the custodial risks fraud risks or risks arising from investing in unregulated or unsupervised markets or unlisted assets.

Past performance in no way indicative of future performance. Any reference to past performance should not be taken as an indication of future performance. Returns are calculated on a net asset value basis, net of fees and annualised for periods of more than one year. Any reference to taxation should be understood to depend on the personal circumstances of each prospective investor and may change in the future. It is advisable to seek personalised advice in this regard.

The information contained in this web page is current as of the date of the last update. The A&G Group does not guarantee that the information contained in these websites is up to date. The A&G Group also reserves the right to modify, delete or update the content, configuration or presentation of the same at any time and without prior notice.

The service offering of A&G Group extends to investment advisory services for alternative investments (private equity and real estate assets) which are broadcasted within the webpage. Such services are not regulated in the European Union and shall be rendered to professional clients only.

3. No offer

This website is not intended for use by individuals or entities residing in other jurisdictions nor of States in which the publication or availability of this information is prohibited by reason of nationality, residence or otherwise or whose laws provide for compliance with other requirements for access, availability, disclosure or publication. Access to some of the pages of this Website may be limited by the laws and regulations of the different jurisdictions of the countries in which some products offered or distributed. If you access such pages, you do so at your own risk. You will be warned when accessing to pages restricted by jurisdictions.

The products and services shown on this website may not be marketed to US persons or persons resident in the United States of America.

Nothing contained in this website should be considered as investment advice or any other form of advice, including, but not limited to, legal, fiscal or financial advice. Therefore, the content of these pages should not be relied upon as a basis for making investments or decisions of any kind.

4. Use of the website

The user undertakes not to use the website for activities that are contrary to the law, morality or public order and, in general, to use it in accordance with the conditions set out in this Legal Notice. The user also undertakes not to engage in advertising or commercial exploitation activities by sending messages using a false identity.

The A&G Group acts exclusively as the party responsible for the website in its capacity as a provider of an information service on its own services, and is not responsible for the contents that users may send or publish in contravention of this notice, and the user is solely responsible for the veracity and legality of the same.

The A&G Group may suspend the service of the website being used by the user and immediately terminate the relationship with the user if it detects any use of the website or any of the services offered therein that it considers contrary to what is stated in this Legal Notice.

5. Links

In the event that these web pages contain links or hyperlinks to other Internet sites, the A&G Group does not exercise any type of control over these sites and their contents.

The A&G Group does not assume any responsibility for the contents of any link belonging to an external website, nor does it guarantee the technical availability, quality, reliability, accuracy, completeness, veracity, validity, and constitutionality of any material or information contained in any of said hyperlinks or other Internet sites.

Likewise, the inclusion of these external links in this website does not imply any kind of sponsorship, recommendation, association or participation with the linked entities.

6. Minors

The A&G Group reminds users of legal age who are responsible for minors that it is their sole responsibility to determine which services and/or content are inappropriate for their age.

The A&G Group informs you that there are computer programs that allow you to filter and block access to certain content and services, so that you can decide what Internet content and services minors can and cannot access.

7. Responsibilities

The A&G Group shall not be held liable for:

• The quality of the service, the speed of access, the correct functioning and the availability and the continuity of the operation of the website.
• Any damage that may be caused to the user's equipment by the use of the website. The A&G Group shall not be liable for any consequences, damage or harm that may arise from access to or use of the information.
• Cases in which a third party, in breach of the security measures in place, accesses messages or uses them to transmit computer viruses.
• Errors and defects of any kind in the content transmitted, disseminated, stored or made available.
• The legality, reliability and usefulness, truthfulness or accuracy of the content transmitted by the user through the use of the website or the services offered therein. The A&G Group does not control the use that users make of the website, nor does it guarantee that they do so in accordance with the provisions of this Legal Notice.

By way of example and without limitation, the user is responsible for:

• The content entered by them, in particular the data and information entered and sent to the A&G Group via the website.
• Performing any type of illegal, unlawful, harmful and/or damaging actions.
• The provision of false or inaccurate data.

8. Applicable law and jurisdiction

The A&G Group and the user, expressly waiving any other jurisdiction, submit to the jurisdiction of the courts and tribunals of Madrid, for any disputes that may arise from access to or use of the website, in any case respecting the corresponding jurisdiction.

If any of the clauses described in this Legal Notice is declared null and void, the remaining clauses shall continue to apply and shall not be affected by the declaration of nullity.